DON'T BE A VICTIM!

Don't be a victim of co-insurance or co-takaful

Get the medical card that truly helps

at moments you wish not to be taken advantage

                                                                               

 

What are co-insurance and co-takaful?

 

Co-insurance and co-takaful are agreements on medical costs sharing where the certificate holder agrees to bear a portion of the medical costs, before the balance is to be settled by the insurance company or takaful operator.

 

The common practice is 10% from the medical costs or RM300, whichever is higher, is to be borne by the certificate holder.

If the medical cost is RM1,000, RM300 is to be borne by the certificate holder.

If the medical cost is RM10,000, RM1,000 is to be borne by the certificate holder.

 

 

The medical card with no "co" but same "Kaw" is here in Raudhah

Scope of Coverage:

  • Hospitalisation and surgery

  • Outpatient emergency treatment

  • "CASHLESS" ward admission at panel hospitals in whole Malaysia

  • Option to claim for reimbursement if treatment is performed at non-panel hospital

Point for ponder:

Why do you still need to bear medical cost while you've paid full for the product?

 

 

Contact admin@al-kafala.com or +6 03 5523 8066

for further information and to mark our outstanding service

or browse www.al-kafala.com to take a walk through our product gallery

 

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